Insurance?

[apparissus]

First of all, thanks to everyone in this forum for all of the great info; I've learned a ton simply browsing old posts.

I'm a student with very few notable possesions, except for an Apple powerbook, two Nikon bodies (N90 and D70), and about 5 lenses. As you might guess, photography is my one big hobby ("real life" is a physics/math degree in progress), and it occasionally pays my rent (I'm a "bathtubber" as my dad, a studio photog., would say).

Anyway, at the moment, I couldn't afford to replace even one of these pieces of equipment if something were to be broken, stolen, etc. This worries me a lot, and so I'd like to get some good insurance on the lot. Does anyone know of a reliable outfit (I'm in the US, Montana) that provides this? I know studios and other businesses can get equipment insurance as part of their larger policies, but I haven't been able to find anything for just the equipment that didn't look like a scam.

Thanks!